Terms of Service

Update: 21-March, 2023

Welcome to Afopay, an online payment platform that allows you to pay your bills easily and securely. Please read these Terms of Service carefully before using the Afopay service. By using the Afopay service, you agree to be bound by these Terms of Service, as well as any additional terms and conditions that may apply to specific features or services offered by Afopay. If you do not agree to these Terms of Service, you may not use the Afopay service.

Description of Service

Afopay is an online payment platform that allows you to make payments for various bills and services, including electricity bills, education bills, airtime top-ups, cable TV subscriptions, data bundle top-ups, and internet bills. By using the Afopay service, you can easily and securely make payments from your computer or mobile device.

Your Account

To use the Afopay service, you must create an account and provide us with accurate and complete information about yourself. You are responsible for maintaining the confidentiality of your account and password, and for all activities that occur under your account. You must immediately notify Afopay of any unauthorized use of your account or any other breach of security.


Afopay allows you to make payments for various bills and services offered by third-party providers. By using the Afopay service to make payments, you agree to be bound by the terms and conditions of the third-party providers, as well as these Terms of Service.

When you make a payment through Afopay, you authorize us to charge your account for the amount of the payment, plus any applicable fees. You are responsible for ensuring that you have sufficient funds in your account to cover the payment.


Afopay may charge fees for certain services or transactions, such as processing fees or convenience fees. Any fees will be clearly disclosed to you before you complete a transaction.

Prohibited Activities

You agree not to use the Afopay service for any illegal or unauthorized purpose, including but not limited to fraud, money laundering, or terrorist financing. You also agree not to use the Afopay service to harass, defame, or threaten any person or entity, or to upload, post, or transmit any content that is unlawful, harmful, or objectionable.


Afopay reserves the right to terminate your account or restrict your access to the Afopay service at any time, for any reason, without notice. You may also terminate your account at any time by contacting Afopay customer support.

Intellectual Property

The Afopay service and all content and materials available through the service, including but not limited to text, graphics, logos, images, and software, are the property of Afopay or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use any of these materials without the express written consent of Afopay.

Disclaimer of Warranties

The Afopay service is provided on an "as is" and "as available" basis, without warranty of any kind, express or implied. Afopay does not warrant that the service will be uninterrupted or error-free, or that the service will meet your requirements or expectations.

Limitation of Liability

In no event shall Afopay be

Try Afopay for free on iOS and Android